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When you’re looking for a mortgage, you’re likely to shop among lenders for the most favorable interest rate, the lowest points, and other up-front charges. When you find the most favorable terms and the lender that you want, you’ll apply to that lender. But when you get to settlement, will you actually receive the terms you applied or bargained for?

Financial matters can be complicated. Get the facts you need to make choices about money, credit scores, mortgages, and more.