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Managing Bank Accounts

It's Your Pacheck Online Course 3

Participants take part in an activity to learn about checking accounts, savings accounts and check cashing services.

Cards, Cars, and Currency Online Course

Federal Reserve Bank of St. Louis: Cards, Cars, and Currency

Banking on Debit Cards—Learn the importance of taking responsibility for personal finances, describe advantages and disadvantages of standard overdraft services, analyze the consequences of not being responsible in keeping a current bank account balance, explain the importance of maintaining records of deposits, withdrawals and payments from bank accounts, and compare the advantages and disadvantages of different card-payment methods.

Costs of non-traditional financial services v. traditional financial services

Personal Finance 101 Conversations - Episodes 17, 18, and 19

  • Episode 17: Fees, Fees and More Fees: It all Adds Up Rent-to-own and “buy here, pay here” make it easy to get what you want. But what are the real costs that you will pay for this convenience compared with what you’d pay using more-traditional financing, such as loans or credit cards?
  • Episode 18: Tax Refund Fees Refund anticipation checks are often offered by tax preparers as a way to get your tax refund faster than normal—especially if you don't have a bank account. Also, some check-cashing stores and payday lenders are able to issue refund anticipation loans. This video takes a look at the costs of these options and suggests some cheaper alternatives.
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