IMPORTANT NOTICE
Due to the ongoing spread of COVID-19, the Missouri State Treasurer’s Office has instituted a work-from-home policy for most employees. Please be advised that while all critical functions of the office are being fulfilled, due to the volume, there may be a delay in some services including the processing and payment of unclaimed property claims.
Financial Literacy Portal

K-12 Educators

Financial Literacy / K-12 Educators / Credit

Types of Credit

Credit Cred Video

Learn about different types of credit and the costs associated with using credit. Consider the importance of building strong credit by borrowing wisely and paying promptly, arranging credit for making major purchases like a car or home, avoiding common credit mistakes, and monitoring your own credit. You'll also learn about credit reports, your credit score, and steps you can—and should—take to build your own credit.

FICO Credit Score Video

Federal Reserve Bank of St. Louis: Understanding How a FICO Credit Schore is Determined

Understand how a FICO Credit Score is determined and why scores are important.

Cards, Cars, and Currency Online Course

Federal Reserve Bank of St. Louis: Cards, Cars, and Currency

The Credit Card Deal—Learn about credit card usage and credit card consumer protection law. Analyze the price of consumer credit and learn how to identify the factors that affect the total price for a car including the interest rate, the length of a contract, and the size of a down payment.

It’s Your Paycheck Online Course 4

Federal Reserve Bank of St. Louis: It's Your Paycheck: Curriculum Unit

It's Your Paycheck! is designed for use in high school personal finance classes. The curriculum contains three sections-"Know Your Dough," "KaChing!" and "All About Credit." The lessons in each of these sections employ various teaching strategies to engage students so that they have opportunities to apply the concepts being taught. Each lesson includes black-line masters of the handouts and visuals needed to teach the lesson.

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