Lender Checklist

The Missouri State Treasurer's office has introduced a new online, paperless application system for lenders participating in the Missouri Linked Deposit Program. This system is designed to streamline the application process and significantly reduce submission and processing times.

Need help?

For login assistance or questions, contact the Treasurer's Linked Deposit team.

Application Process Overview

• STEP 1: REGISTER OR LOG IN
  1. Go to https://www.treasurer.mo.gov/LinkedDepositLoanApps
  2. Register as a new user or log in to your existing account.
• Note: You cannot access the system until your registration is verified. You’ll receive an email confirmation once your account is active.
• STEP 2: SELECT PROGRAM
  1. From the program menu, choose the appropriate category.
• STEP 3: COMPLETE DEPOSIT APPLICATION
  1. Fill out the deposit application form.
  2. Click “Save Deposit Application” when finished.
• Important Reminders:
  • You must complete this step before proceeding.
  • The system will log you out after 15 minutes of inactivity. Be sure to save your work and log back in if needed.
• STEP 4: ADD BORROWER APPLICATION
  1. On the Application Summary page, click “Add Borrower Application” to complete the borrower’s section.
• STEP 5: SAVE BORROWER APPLICATION
  1. After completing the borrower section, click “Save Borrower Application."
• STEP 6: SUBMIT APPLICATION
  1. Check the attestation box
  2. Click Submit button to submit Linked Deposit application
• STEP 7: COMPLETE AND DOWNLOAD DOCUMENTS

Required Documents

Critical Submission Notice: All required documents must be fully completed and emailed on the day the application is submitted. This includes submission of a Missouri Department of Revenue Tax Clearance Certificate, which must be valid as of the application submission date. Incomplete submissions will be denied and deleted. Borrowers may reapply, but their position in the “first come, first served” queue will be based on the time of complete resubmission.

Documents Required for All New Applicants

1. Missouri Driver’s License (for all Owners/Obligors)
2. Signed Citizenship/Employer Status Form (one per application or business entity)
3. Missouri Department of Revenue Tax Clearance Certificate (for each owner/obligor/entity involved)
4. Borrower Certification Form (for all Owners/Obligors)
5. Affidavit of Authorized Workers (if employees are present)
6. Executed Memorandum of Understanding from E-Verify

1. From the Application Process page, fully complete and download all required documents as PDFs.

• STEP 8: SUBMIT DOCUMENTS
  1. Visit: https://www.treasurer.mo.gov/LinkedDepositLoanApps
  2. Log in to your existing account
  3. Select “View Application Status”
  4. Choose the correct application type and choose “Submitted” from the status type dropdown
  5. Search for the application using Borrower Name
  6. Locate the Email column in the same row as your application
  7. Click the Send button located in the same row as your application
  8. Draft your message, attach required documents, and send the email. Email subject will be prepopulated with application identification information.
     DO NOT CHANGE THE SUBJECT OF THE EMAIL.

Document Submission Guidelines:

Each document must be submitted as a separate PDF.

Use the following naming format for each file:

1. MO Driver’s License_FIRST AND LAST NAME
2. Citizenship/Employer Status
3. DOR Tax Clearance Certificate_FIRST AND LAST NAME
4. Borrower Certification Form_FIRST AND LAST NAME
5. Affidavit of Authorized Workers
6. E-Verify MOU

FINAL REMINDER: This is your last opportunity to make changes. Once submitted, documents cannot be edited. Incomplete applications will be deleted.

Checking the Status of an Application

It is the responsibility of all qualified lenders to monitor the status of their clients’ applications. Updates such as “Received,” “In Processing,” and “Deleted” will be posted in the Lender Portal.

Steps to Check Application Status

1. Visit: https://www.treasurer.mo.gov/LinkedDepositLoanApps
2. Log in to your existing account
3. Select “View Application Status”
4. Choose the correct application type
5. Search for the application using one of the following options:
   1. Deposit ID
   2. Borrower Name

If you have questions about the status of your application:

1. Locate the Email column in the same row as your application
2. Click the Send button
3. Draft your message and send the email

Additional Notes

1. Received documents will be listed in the “Received Documents” column.
2. If an application is deleted, the reason will be provided in the “Comments” section of the corresponding row.