Missouri State Treasurer's Linked Deposits

Thank you for your institution’s interest in the Missouri FIRST linked deposit program. In order to request linked deposits from the Missouri State Treasurer's office, please log in below.

Please remember that a financial institution must have a fully executed depositary contract with the Missouri State Treasurer's Office before receiving any deposits. If you do not have such a contract, please contact us at (573) 751-2372.

Please note, The State Treasurer has rolled back some changes made to the Program in 2019 in an effort to return to normal operations. STO staff have implemented updates to the website to incorporate the following changes:
  • The new maximum size will increase from $2 million to $10 million
  • The discount rate to the banks will move from 55% back to the maximum 60%
  • We will allow refinancing of existing bank loans (but NOT those tied to an existing linked deposit)
  • We will maintain the maximum percentage participation from any one financial institution at 20% of total program authorization

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NOTE:  Missouri Linked Deposit Program loans are issued by the Missouri State Treasurer's Office for a one-year term, which may be renewed annually up to five years.   A Missouri Linked Deposit for a multi-year fixed rate may be considered.  If you are requesting a multi-year fixed rate, please attach a justification based on sound business reasons.

Americans with Disabilities Act (ADA) Notice

No qualified individual with a disability shall, by reason of such disability, be excluded from participation in or be denied the benefits of the services, programs or activities of the Missouri State Treasurer’s office, or be subjected to discrimination by the Missouri State Treasurer.  Any applicant for the Missouri Linked Deposit Program who needs special accommodations (e.g., documents prepared in an alternative format or special telecommunications assistance) should request such accommodations from the Missouri State Treasurer.  For more information about such services, contact the Director of Investments at (573)751-8530.


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