Missouri First

Local Governments

The Missouri Linked Deposit Program partners with lenders to provide low-interest loans to create and retain jobs, encourage new economic development projects, and strengthen communities statewide.

The Missouri Linked Deposit Program for Local Governments provides low-interest loans to cities, counties, and other political subdivisions for capital improvements or other significant public programs such as:

  • Purchasing fire trucks
  • Improving infrastructure
  • Enhancing public safety


Eligible borrowers must:

  • Be political subdivision as defined by Missouri Revised Statues (i.e., a local governmental agency with taxing authority).
  • Have received necessary approval from governing board to initiate project.
  • Be legally authorized to enter into a loan or lease-purchase agreement with a lender for project.
  • Have all necessary permits related to the project have been obtained.
  • Ensure the project complies with all applicable federal and state laws and regulations.

Download a Local Governments Loan Application to be completed with your lender.


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